Home Insurance

Home Insurance

At Cardinal Insurance Group, we offer to protect one of your most valuable assets, your home. Your home can be covered in the event of fire, flood, hurricane, tornado, earthquake or other natural disaster. You have the option of covering your home by replacement cost (pays loss on today’s dollar) or on actual cash value (pays loss on a depreciated dollar). Our policies include endorsements that help insure against inflation and the rising cost of materials to rebuild your home in the event of a catastrophe. You will enjoy your peace of mind by insuring your most valuable asset with Cardinal Insurance Group. We take the time to complete a Replacement Cost Estimator which determines the cost to rebuild your home on today’s dollar and you determine your coverage amount from the estimate. Our home owner’s policies can be tailored to your unique property by location, distance to your responding fire department, distance to your nearest fire hydrant and flood zone.

We cover properties like: Primary Dwellings, Secondary Dwellings, Seasonal Dwellings, Rental Dwellings, Mountain Dwellings, Beach Dwellings, Manufactured Dwellings, Double Wide Dwellings and Single Wide Dwellings. Optional coverage's including:

  • Replacement Cost on your home and your home’s contents
  • Out buildings and other structures on your property
  • Loss of Use in the event of a catastrophic claim
  • Personal Liability
  • Personal Injury
  • Water Back Up
  • Glass Breakage
  • Water Craft
  • Food Spoilage
  • Scheduled personal property
  • Earthquake

PAY PLANS WILL FIT ANY BUDGET AND PAID IN FULL DISCOUNTS UP TO 25% IN SOME CASES.

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Don't Renew Until You Get Your Cardinal Insurance Review

Click the link below to download our form and get a quote. You will need Adobe Acrobat Reader to open the PDF. Mac users can use Preview.

Home Insurance Quote